The Mortgage Product team are a proactive team that focuses on the lending proposition for the Group, looking for ways to develop new products and enter new product sectors whilst ensuring we are meeting customers’ needs and expectations.

The Senior Proposition Manager is a newly created role for someone with sector knowledge and experience across Buy to Let (BTL)and Investor finance that is looking for an opportunity to play a leading-role in shaping and developing our proposition - with responsibilities ranging from ideation all the way through to market launch.

The role reports into the Head of Mortgage Proposition Development and will be key to developing and delivering innovative propositions across our Buy to Let offerings. This role can be based from any of our offices and will require occasional travel between all OSB Group locations.

As Senior Proposition Manager you  will have a hands-on approach to manage activities that support the delivery of new and enhanced Propositions designed around Customer needs and to achieve and optimise lending volume and ROE targets for the BTL/Investor Lending lines, aligned to Group objectives. Your subject matter expertise in BTL will enable the organisation to progress on our roadmap to be a market leader.

Your responsibilities will include:

• Manage the end-to-end development of mortgage propositions for BTL/Investor propositions, from concept through to launch, ensuring they are aligned with market trends, customer needs, and business objectives
• Lead detailed market research and competitor analysis to identify opportunities for new products and enhancements to existing propositions in the Regulated space and use insights to shape product strategy and positioning
• Lead, develop and execute go-to-market strategies for new and enhanced products, including pricing, positioning, and promotional activities
• Create and present compelling Proposition papers to support the delivery of the 5 year plan to senior stakeholders at key forums
• Work with the wider Product & Proposition team to develop effective and timely MI to track and analyse the performance of BTL/Investor propositions

• Base salary from £55,000 - £70,000 dependant upon experience
• Enhanced family-focused benefits
• Annual bonus opportunity up to 15%
• 28 days annual leave + bank holidays

Please use this link to see the fantastic benefits available at OSB: https://www.osb.co.uk/careers/overview

At OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become ‘the bank of the future’.

Our commitment to professional development, flexible working, and employee well-being fosters a dynamic and supportive workplace.

We are looking for talented individuals who have the experience and knowledge set out below:

• Experience developing BTL lending propositions with a strong track record of delivering change and driving growth in these market sectors
• Previous experience of building propositions using a combination of market, competitor, customer and staff insights
• Experience and ability to write business requirements/cases showcasing designed end-to-end journeys and develop Go-to-Market strategies
• Detailed knowledge and understanding of regulatory requirements
• Knowledge and experience of BTL/Investor products, market trends, and customer needs within the UK Mortgage market, including specialist lending sector
• Strong communication skills, both written and verbal, with the ability to present complex information in a clear and concise manner with the ability to work collaboratively with cross-functional teams and influence stakeholders at all levels

We also believe that your career and how you progress is as unique as your individual personality. We continually support our people so they can become the best version of themselves.

If this sounds like you, please apply now! For internal applications please visit the internal careers page to apply.

Still on the fence? Hear from our team or explore our process: OSB Careers

Shortlisted candidates will go through a personalised recruitment process, that is relevant and conversational – inclusive any individual reasonable support required. We want to bring out the best in you!

Diversity, Equity & Inclusion

Not sure if you meet the spec? Let us decide.

Research tells us that those from marginalised groups feel like they need to meet 100% of the criteria to apply. Here at OSB, we are committed to inclusivity and understand the value different experiences and perspectives can bring, so please don’t feel like you need to check every box to apply for a role internally.

We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.