Do you want to be part of a team of driven professionals who are focused and know how to have fun too? Our underwriting team in Wolverhampton is just that, and has a vast wealth of knowledge and experience within the specialist lending sector. Whether you need support with a case or just a friendly ear, our team is one where you arrive as a colleague and soon become a friend, and we can’t wait to be joined by the right people. Could that be you?

As an Underwriter (Tier 2) you will have the opportunity to facilitate and progress mortgage applications, within the assigned mandate level, through to mortgage offer, and completion where applicable, in line with the Bank’s operating procedures and policies and the Mortgage Credit Directive.

You will work within a supportive and engaged team, with access to a clear progression matrix to drive your development.

Your responsibilities will include…

• Learning and developing underwriting skills, via training and coaching, with a view to obtaining own personal Lending mandate.
• Underwriting allocated applications to offer, within assigned mandate level and agreed service standards, requesting further information from relevant stakeholders where required and verifying this on receipt.
• Presenting cases to the Underwriting Manager for guidance and approval where appropriate.
• Offering mortgages to approved borrowers, within assigned mandate level and agreed service standards, requesting any outstanding information if required and verifying it on receipt.
• Communicating with intermediaries by telephone and in writing, handle objections and provide objective feedback to any questions.
• Managing escalations and resolve technical queries from other team members.

We offer a base salary dependent on experience of between £ 34,000 - £ 37,000 and a competitive benefits package including

• Enhanced family-focused benefits
• Hybrid-working *3 days in the office,2 at home
• Annual bonus opportunity

Please use this link to see the fantastic benefits available at OSB: OSB Careers 

At OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become ‘the bank of the future’.

Our commitment to professional development, flexible working, and employee well-being fosters a dynamic and supportive workplace. 

We are looking for talented individuals who have the experience and knowledge set out below:

• Previous experience as a mandated mortgage underwriter within a UK financial services provider is essential.
• Detailed level of knowledge of the FCA/PRA regulations regarding residential mortgages is essential.
• Detailed knowledge of the Knowledge and Competence requirements of the Mortgage Credit Directive is essential.
• Ability to manage busy workloads is essential.

If this sounds like you, please apply now! For internal applications please visit the internal careers page to apply.

The closing date for applications is 12^th September.

Still on the fence? Hear from our team or explore our process: OSB Careers

Shortlisted candidates will go through a personalised recruitment process, that is relevant and conversational – inclusive any individual reasonable support required. We want to bring out the best in you!

Diversity, Equity & Inclusion

Not sure if you meet the spec? Let us decide.

Research tells us that those from marginalised groups feel like they need to meet 100% of the criteria to apply. Here at OSB, we are committed to inclusivity and understand the value different experiences and perspectives can bring, so please don’t feel like you need to check every box to apply for a role internally.

We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.