We are seeking a dynamic and experienced Financial Planning & Analysis Manager on a 12 month fixed term contract, to play a pivotal role in ensuring the financial health and stability of our organisation by overseeing the planning, analysis and optimisation of funding sources and liquidity positions. In this role you will have broad exposure to the executive team, senior managers and a diverse range of stakeholders; exceptional communication skills, capable off articulating complex concepts clearly and effectively with demonstrable ability to provide strategic insight to drive decision processes is a must.

The OSB Group is a FTSE 250 specialist mortgage lender, primarily focused on carefully selected segments of the mortgage market.

Our specialist lending is supported by our Kent Reliance and Charter Savings Bank retail savings franchises. Diversification of funding is provided by sophisticated securitisation platforms. OSB’s unique cost-efficient operating model is supported by our wholly-owned subsidiary OSBIndia.

Alongside passion for our products and customers, we're passionate about our people and want to continue building a collaborative and engaging environment.  Being dedicated to Diversity, Equity and Inclusion, we encourage differences and recognise that individuals from diverse backgrounds and experiences can bring valuable insights and enhance the way we work.  This is supported by our Diversity, Community and Environment Employee Engagement Networks and our commitment to the Women in Finance Charter and Women in Leadership Programme. 

In this role, you will lead a team that supports the Head of Pricing & Planning in the delivery of high-quality Group financial planning and providing robust insightful analysis to the business.

Your responsibilities will include…

• Own the delivery of the annual Group budget process and any subsequent reforecasts, including but not limited to:
• Strategic plans for the next 5 years covering business deposits and funding mix, cost and volumes as well as liquidity requirements.
• Regular reforecasts at both group and solo entity levels covering business volumes, funding mix, pricing and liquidity requirements.
• Stress testing in support of ICAAP and ILAAP submissions.
• Ad-hoc project modelling.
• Specifically responsible for forecasts relating to deposits, funding, liquidity.
• Support the team transition to AnaPlan on Funding and Liquidity.
• Achieve a quality planning process through the establishment of relationships and communication channels with key senior personnel throughout the organisation, sustain a strong business partnering relationship with senior stakeholders in Savings department.
• Attendance and contribution to discussions on Liquidity Working Group and Savings Pricing Group.
• Ownership of all funding plan outputs produced for key committees and senior leadership including presentation when required. 
• Assist in maintaining liquidity, funding and operating cash flow plans based on budget/forecast.  Constantly review plans in light of monthly business performance and known strategic initiatives/business projects/variances and liaise across finance and the business to ensure that forecasts are up to date.
• Ownership of the monthly operational plans for Retail deposits, which are discussed and approved at Liquidity Working Group and then distributed to the external provider.

We offer a base salary dependent on experience of between £65,000 - £75,000 and a competitive benefits package including:

• Discretionary annual bonus opportunity of up to 15%
• 28 days annual leave plus bank holidays
• Contributory pension (8% employer 5% employee)
• Life Assurance (4x salary) plus Group Income Protection
• Access to Private Medical Insurance and Medical Cash Plan
• Maternity & Adoption Leave – Occupational Maternity/Adoption Pay provided at 100% of salary for the first 26 weeks.
• Paternity Leave – 8 weeks of paid leave to be taken within 12 months of birth or adoption.
• Additional benefits such as Hybrid working, Cycle Purchase scheme, Technology Purchase scheme, Season Ticket Loan, Holiday purchase / sell schemes, Employee Perk Portals, Payroll giving and Save as you Earn scheme.

We are looking for talented individuals who have the experience and knowledge set out below:

• Previous experience of financial services or management accounting environment is essential
• Previous funding and liquidity experience would be advantageous.
• Previous experience of interacting with people at all levels of an organisation is essential
• Previous experience of planning, budgeting and forecasting is essential
• Previous experience and understanding of retail banking is desirable
• Advanced skills in respect of Microsoft Word/Excel/PowerPoint are essential
• Advanced skills in respect of data manipulation and analysis are essential
• Advanced skills in respect of verbal and written communication are essential
• Advanced skills in respect of time management and organisation are essential
• Recognised accountancy qualification (e.g. ACCA, ACA, CIMA) is essential 

We also believe that your career and how you progress is as unique as your individual personality. We continually support our people so they can become the best version of themselves.

If this sounds like you, please apply now! For internal applications please visit the internal careers page to apply.

Alternatively, if you wish to have an informal and confidential chat please get in touch. Contact details can be found on our careers page.

If shortlisted from your initial application we operate a personalised recruitment process. Interviews are a two way street, we aim for them to be relevant and conversational to get the best out of you!

OSB Group are dedicated to diversity in the workplace and committed to treating all our employees and job applicants equally.  We embrace equal opportunities and are opposed to discrimination on any grounds.

As part of our public commitment to the Women in Finance Charter, we have introduced our own initiatives to attract, develop and advance senior women in our sector. We don’t stop there though, we have broadened our approach to encourage diversity and inclusion at all levels and in all roles. Our leadership and Executive Committee are right behind us, to the extent that our Diversity Champions sit at Board level and on a monthly basis receive updates on our progress. 

Whilst we are an organisation that values face-to-face interaction to build and nourish our culture, we also acknowledge that people are not just productive in an office and tied to the 9 to 5.  Flexible-working opportunities are important for establishing a healthy work-life balance so if you see a role of interest we are happy to be asked about flexibility and explore together if we can make it work.

All applicants must have rights to work in the UK and be willing to undertake the relevant pre-employment screening checks should your application be successful.