We are a diverse, high-performing in-house legal team with an excellent reputation for being both skilled technical legal advisers and pragmatic business facilitators. As part of the Group Legal, Company Secretariat, we advise stakeholders throughout the business (including at Executive Committee and Board level) on the broad range of strategic and operational legal matters that arise from a successful and growing specialist lender/retail savings bank.

Our core legal practices are each led by a dedicated senior technical specialist across the Savings, Mortgages/Real Estate, Capital Markets, Commercial/Litigation, Corporate, Data Protection and Projects areas.

The OSB Group is a FTSE 250 specialist mortgage lender, primarily focused on carefully selected segments of the mortgage market.

Our specialist lending is supported by our Kent Reliance and Charter Savings Bank retail savings franchises. Diversification of funding is provided by sophisticated securitisation platforms. OSB’s unique cost-efficient operating model is supported by our wholly-owned subsidiary OSBIndia.

Alongside passion for our products and customers, we're passionate about our people and want to continue building a collaborative and engaging environment.  Being dedicated to Diversity, Equity and Inclusion, we encourage differences and recognise that individuals from diverse backgrounds and experiences can bring valuable insights and enhance the way we work.  This is supported by our Diversity, Community and Environment Employee Engagement Networks and our commitment to the Women in Finance Charter and Women in Leadership Programme. 

This is a generalist role, advising the Group on legal matters with an emphasis on:

• residential, buy-to-let and commercial mortgages, conveyancing and real estate and
• securitisations, unsecured debt issuances, portfolio acquisitions, treasury matters and other capital markets/funding activities.

We appreciate that applicants may not have experience in all of these areas, what we are really looking for is someone with a proactive attitude towards learning and professional development, with a willingness to take on new challenges and responsibilities.

It will include an element of advising on the broader spectrum of non-banking legal issues supported by the Legal team as a lean in-house team, including retail savings products, commercial / IT contracts and litigation.

The role will be based at either our London, Wolverhampton or Chatham offices, with an expectation of being physically in the office three days a week. It may require occasional travel to other UK OSB Group locations.

Your responsibilities will also include:

• Ensuring legal risk in the Group is adequately identified, mitigated and reported in the course of giving advice.
• Working within the Legal team to monitor and report on changes in legislation.

• Identifying and delivering opportunities for standardising precedents to improve efficiency and reduce legal risk.

• Identifying and troubleshooting legal-related issues, processes and policies in the front-line banking operations of the business.
• Attending and representing the Bank, if required, at relevant external forums.

We offer a base salary dependent on experience of between £65,000 - £85,000 and a competitive benefits package including:

• Discretionary annual bonus opportunity of up to 15%
• 28 days annual leave plus bank holidays
• Contributory pension (8% employer 5% employee)
• Life Assurance (4x salary) plus Group Income Protection
• Access to Private Medical Insurance and Medical Cash Plan
• Maternity & Adoption Leave – Occupational Maternity/Adoption Pay provided at 100% of salary for the first 26 weeks.
• Paternity Leave – 8 weeks of paid leave to be taken within 12 months of birth or adoption.
• Additional benefits such as Hybrid working, Cycle Purchase scheme, Technology Purchase scheme, Season Ticket Loan, Holiday purchase / sell schemes, Employee Perk Portals, Payroll giving and Save as you Earn scheme.

We are looking for talented individuals who have the experience and knowledge set out below:

• Qualified Solicitor (LLB or equivalent law degree).
• Intermediate knowledge of MS Office Suite.
• Proactive attitude towards learning and professional development, with a willingness to take on new challenges and responsibilities.

We also believe that your career and how you progress is as unique as your individual personality. We continually support our people so they can become the best version of themselves.

If this sounds like you, please apply now! For internal applications please visit the internal careers page to apply.

Alternatively, if you wish to have an informal and confidential chat please get in touch. Contact details can be found on our careers page.

If shortlisted from your initial application we operate a personalised recruitment process. Interviews are a two way street, we aim for them to be relevant and conversational to get the best out of you!

OSB Group are dedicated to diversity in the workplace and committed to treating all our employees and job applicants equally.  We embrace equal opportunities and are opposed to discrimination on any grounds.

As part of our public commitment to the Women in Finance Charter, we have introduced our own initiatives to attract, develop and advance senior women in our sector. We don’t stop there though, we have broadened our approach to encourage diversity and inclusion at all levels and in all roles. Our leadership and Executive Committee are right behind us, to the extent that our Diversity Champions sit at Board level and on a monthly basis receive updates on our progress. 

Whilst we are an organisation that values face-to-face interaction to build and nourish our culture, we also acknowledge that people are not just productive in an office and tied to the 9 to 5.  Flexible-working opportunities are important for establishing a healthy work-life balance so if you see a role of interest we are happy to be asked about flexibility and explore together if we can make it work.

All applicants must have rights to work in the UK and be willing to undertake the relevant pre-employment screening checks should your application be successful.