We have a great opportunity to join our Savings team as a Savings Product manager. The Savings team are responsible for ensuring that the Bank offers a competitive range of high quality savings products for its customers whilst ensuring we meet the retail funding and margin requirements to support the Group’s lending growth and liquidity. The team provides a wide customer focused range of products via our Kent Reliance and Charter Savings Bank Brands and you will play a key role utilising customer insights to develop and enhance our offerings.

The OSB Group is a FTSE 250 specialist mortgage lender, primarily focused on carefully selected segments of the mortgage market.

Our specialist lending is supported by our Kent Reliance and Charter Savings Bank retail savings franchises. Diversification of funding is provided by sophisticated securitisation platforms. OSB’s unique cost-efficient operating model is supported by our wholly-owned subsidiary OSBIndia.

Alongside passion for our products and customers, we're passionate about our people and want to continue building a collaborative and engaging environment.  Being dedicated to Diversity, Equity and Inclusion, we encourage differences and recognise that individuals from diverse backgrounds and experiences can bring valuable insights and enhance the way we work.  This is supported by our Diversity, Community and Environment Employee Engagement Networks and our commitment to the Women in Finance Charter and Women in Leadership Programme. 

In this varied and interesting role, you will contribute to the growth and continued profitability of the business by ensuring pricing is aligned to key business targets for the Group’s savings brands. 

You will deliver product enhancements, pricing, product and sector reviews, performance and competitor- analysis, forecasts and support on key projects to deliver the required volumes, margin and mix within risk appetite.  You will be joining the team during an exciting period of change, giving you the opportunity to support wider project work to support The Bank’s growth and success.

Your responsibilities will include…

• Providing day to day advice to senior management across the business for all OSB brands and savings lines, with a detailed knowledge of the savings market and the competitors.
• Playing a key role in the launch of new product pricing, from design inception to delivery and sign off, ensuring other teams are aware of their roles as part of delivery.
• Ensuring all products deliver good customer outcomes and that we meet our requirements under Consumer Duty.
• Producing and maintenance of analysis and commentary on competitor movements, market analysis, and product performance, flagging material trends, scenario analysis and changes to the wider Savings Team.
• Working as part of project groups, being the expert and leading from a product, pricing and savings market perspective.
• Proactviely and regularly reviewing market positioning (rate, criteria, etc.) using accessible market intelligence and research to provide recommendations to the senior manager, and summaries to the wider team and stakeholders to support business decisions and the early identification of problems, working to resolve or mitigate issues.

We offer a base salary dependent on experience of between £38,000-£50,000  and a competitive benefits package including:

• Discretionary annual bonus opportunity of up to 15%
• 28 days annual leave plus bank holidays
• Contributory pension (8% employer 5% employee)
• Life Assurance (4x salary) plus Group Income Protection
• Access to Private Medical Insurance and Medical Cash Plan
• Maternity & Adoption Leave – Occupational Maternity/Adoption Pay provided at 100% of salary for the first 13 weeks and at 50% of salary for the next 13 week period.
• Paternity Leave – 4 weeks of paid leave to be taken within 8 weeks of childbirth
• Additional benefits such as Hybrid working, Cycle Purchase scheme, Technology Purchase scheme, Season Ticket Loan, Holiday purchase / sell schemes, Employee Perk Portals, Payroll giving and Save as you Earn scheme. 

We are looking for talented individuals who have the experience and knowledge set out below:

• Previous experience in a savings product or pricing role, including larger savings books with multiple brands, product and customer types cases.
• Previous experience with product pricing launches from inception to sign off is essential
• A working knowledge of the UK Savings market and a strong understanding of Consumer Duty.
• Knowledge of Product management, pricing and analysis methods is essential.
• The ability to organise and problem solve new challenges, and be able to analyse and understand data points, trends and impacts, translating into tangible actions.

We also believe that your career and how you progress is as unique as your individual personality. We continually support our people so they can become the best version of themselves.

If this sounds like you, please apply now! For internal applications please visit the internal careers page to apply.

Alternatively, if you wish to have an informal and confidential chat please get in touch. Contact details can be found on our careers page.

If shortlisted from your initial application we operate a personalised recruitment process. Interviews are a two way street, we aim for them to be relevant and conversational to get the best out of you!

OSB Group are dedicated to diversity in the workplace and committed to treating all our employees and job applicants equally.  We embrace equal opportunities and are opposed to discrimination on any grounds.

As part of our public commitment to the Women in Finance Charter, we have introduced our own initiatives to attract, develop and advance senior women in our sector. We don’t stop there though, we have broadened our approach to encourage diversity and inclusion at all levels and in all roles. Our leadership and Executive Committee are right behind us, to the extent that our Diversity Champions sit at Board level and on a monthly basis receive updates on our progress. 

Whilst we are an organisation that values face-to-face interaction to build and nourish our culture, we also acknowledge that people are not just productive in an office and tied to the 9 to 5.  Flexible-working opportunities are important for establishing a healthy work-life balance so if you see a role of interest we are happy to be asked about flexibility and explore together if we can make it work.

All applicants must have rights to work in the UK and be willing to undertake the relevant pre-employment screening checks should your application be successful.